Once upon a time in a village, a man appeared and announced to the
> villagers that he would buy monkeys for $10 each.
> The villagers, seeing that there were many monkeys around, went out to the
> forest, and started catching them. The man bought thousands at $10 and as
> supply started to diminish, the villagers stopped their effort. He
> further announced that he would now buy at $20. This renewed the efforts
> of the villagers and they started catching monkeys again.
> Soon the supply diminished even further and people started going back to
> their farms. The offer increased to $25 each and the supply of monkeys
> became so little that it was an effort to even see a monkey, let alone
> catch it!
> The man now announced that he would buy monkeys at $50! However, since he
> had to go to the city on some business, his assistant would now buy
> monkeys on his behalf.
> In the absence of the man, the assistant told the villagers: 'Look at all
> these monkeys in the big cage that the man has collected. I will sell
> them to you at $35, and when the man returns from the city, you can sell
> them to him for $50 each.'
> The villagers rounded up all their savings, borrowed all the money they
> could, and bought all the monkeys. Then they never saw the man nor his
> assistant again, only monkeys everywhere!
>
> Now you have a better understanding of how Wall Street, brokers, and
> financial advisors work.
Rick